What Is a Personal Guarantee on a Merchant Account, and Why Is It Usually Required?
A personal guarantee is common on merchant account applications—but what are you actually agreeing to? Learn why processors require one, what it may cover, how it differs from a credit check, and when it might be waived.
Mastercard SMMP Is Live: What the 72-Hour Rule Really Means
Mastercard’s Scam Merchant Monitoring Program is now live. Learn what the 72-hour investigation rule actually means, who faces the 5% refund-and-chargeback trigger, and what legitimate merchants should prepare before an alert occurs.