Texas THCa Hemp Payment Processing Risk: What Merchants Need to Know Before July 27, 2026

Texas THCa Hemp Payment Processing Risk: What Merchants Need to Know Before July 27, 2026

Texas hemp retailers are facing sudden merchant account terminations and 180-day fund holds due to new "Total THC" rules. Learn how to navigate the upcoming July 27th court deadline and secure stable, high-risk payment processing.

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The 2026 Visa VAMP: A Survival Guide for Modern Merchants

The 2026 Visa VAMP: A Survival Guide for Modern Merchants

Is your merchant account ready for the 2026 Visa VAMP cliff? With thresholds dropping to 1.5% and new $10 per-transaction fines on the horizon, high-risk compliance is no longer optional. Learn how to navigate the 'Double-Count Trap,' leverage CE 3.0, and protect your bottom line.

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VAMP For Dummies by Align Ecommerce

VAMP For Dummies by Align Ecommerce

Visa just lowered the "Excessive" threshold to a brutal 1.5%, and most SaaS founders are walking straight into a double-count trap they don’t even know exists. We’re decrypting the chaos of TC 40s and TC 15s so you can stay compliant, stay profitable, and keep the processors from pulling your plug. Read the rudimentary guide to surviving the 2026 VAMP updates.

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FTC Warns Visa, Mastercard, Stripe & PayPal About “Debanking”: What Merchants Need to Know in 2026
Merchant News, Compliance Joshua Cobian Merchant News, Compliance Joshua Cobian

FTC Warns Visa, Mastercard, Stripe & PayPal About “Debanking”: What Merchants Need to Know in 2026

The FTC has sent a historic warning to Visa, Mastercard, Stripe, and PayPal regarding “debanking” law-abiding merchants. This action signals that restricting access to financial services without legitimate, non-arbitrary risk could violate federal consumer protection laws. If your business relies on these payments, this is a critical reality check. Here is what this regulatory shift means for you and why creating a resilient, underwriting-first payments strategy is the only competitive advantage in 2026.

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