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Choosing the Right Partner For Your Credit Card Processing

Updated: Dec 29, 2023

Creating a new business is a lot - it takes time, money, and a ton of hard work, not to mention the love put into it. So why entrust your payment processing to just anybody? When it comes to choosing a payment processor for your business, there are a few key things you need to consider… including how big your business is, what kind of products or services you offer, and what your overall payment needs are. These are some of the basics of where to start your search, but also knowing the specific goals of your business can help in narrowing down the list to finally find that perfect processor for you.

Factors to consider

  1. What type of payments do you want to accept: depending on what type of business you have, the type of payments it needs to accept will differ. For instance, if you simply want to accept credit and debit cards in person, then you will need a merchant account… but if you want to receive payments online, you will also need a processor who can provide online payment solutions that integrate your website and checkout page. And if you want to accept payments on the go, you’ll need a processor who can also provide mobile payment technology.

  2. Payment processor benefits: different processors offer different perks that might be beneficial to your business. These are some of the most common:

    • Security matters: there are payment processors who keep your business and customer data secure by using state-of-the-art encryption and fraud protection technologies. Keeping financial information secure should always be a priority!

    • Processing made easy: ensure that their processing services make it quick and easy for your business to process payments. Accepting money doesn’t have to be a complicated mess.

    • Quick access to funds: once your business has made a sale, it shouldn’t take weeks to see that money in your account. Having quicker access to your funds will also help to accelerate and keep up with your growing company.

    • Simple checkout process: especially if you own an ecommerce business, having a smooth, fast checkout process can mean the difference between completing the sale or losing it. Conversion rates matter!

    • Low rates and fees: from the card issuer to the bank and then the processor, the cost of accepting payments can add up. Be aware of how the rates and fees being offered compare to other options so that your business never overpays.

These are just a few examples of types of benefits payment processors might offer. Other incentives could include backend customer support options, integration system and software capabilities, or even a 24-hour help line. Ultimately, the key to choosing a payment processor that is right for your business is to do your research, carefully evaluate all your options, and consider those specific needs (and goals) of your company. With the right tools and technology in place, you can enjoy the benefits of secure and efficient payment processing.

Align eCommerce is a payment processor that checks all the boxes above. Schedule a free consultation and see what value we can add to your business today! The following article will help you understand new aspects and dimensions of the business.

3. Payment Processing for Small Businesses Feel free to explore these articles to gain valuable insights into selecting the ideal partner for your credit card processing needs, ensuring smooth and secure financial transactions for your business!

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